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Offering Specialized Business Insurance in Bluffton SC for Over 10 Years
Business Insurance Coverage Bluffton is one of the most critical and important investments that a business owner makes every year. Business insurance protects both owners and employees of businesses from a broad range of concerns that if left uninsured would easily result in catastrophic financial losses or even a shut down of the business.
When actually purchasing business insurance, the insurance professional must understand that that different businesses vary greatly. At Protector Insurance , “we get this” completely. We work with each and every business individually to design the right insurance program that fits their specific needs and budget get the Business Insurance in Bluffton SC.
Protector Insurance
Full Service Business Insurance in Bluffton SC
At Protector Insurance , we write a wide range of business insurances. Whether it is a Business Owners Policy or Workers Compensation, we are here to assist you.
Here are some of the insurance coverages that Protector Insurance writes regularly:
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Commercial Property
Commercial property insurance protects your commercial property, including physical assets from natural disasters as well as fires, explosions, burst pipes, theft, and vandalism. The cost of this insurance coverage differs based on the location, construction of the property, and occupancy.
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General Liability
This is an essential insurance plan for businesses. It is protection from general claims that involve bodily injuries and property damage that have been caused by your products, services, or operations.
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Business Auto
Business auto, also known as commercial vehicle insurance, pays for damages and bodily injuries, depending on the policy you got. It covers company cars, service utility trucks, delivery trucks, food trucks, etc. Its policies are different from personal auto insurance.
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Excess/Umbrella Liability
This policy provides limits that go beyond the primary or underlying liability policy. This means that if the primary policy’s limits have been exhausted, the excess/umbrella liability policy picks up the remaining cost.
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Employment Practices Liability
Employment practices liability insurance (EPLI) pays the legal expenses that companies have to face when employees file lawsuits due to alleged sexual harassment, discrimination, wrongful termination, breach of contract, wrongful discipline, failure to employ or promote, etc.
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Tenant Discrimination
This insurance policy protects property owners and managers from tenant discrimination claims based on race, sex, age, religion, pregnancy, family status, or disability, including wrongful eviction.
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Professional Liability
Also known as E&O or errors and omissions insurance, this policy helps cover claims of negligence, misrepresentation, and inaccurate advice. Unfortunately, even if you didn’t do anything wrong, your client can still file a lawsuit against your company.
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Earthquake & Flood
This insurance coverage specifically covers earthquakes and floods, which are not included in standard fire policies. Companies that are based on areas prone to these natural disasters are strongly advised to get this policy.
People Also Ask
- Is it illegal to not have business insurance?
Business insurance is not a requirement for business. However, insurance experts highly recommend some policies like property insurance. This may also be required by your landlord. - How do I choose a small business insurance?
When choosing small business insurance, you need to assess your risks, find a trusted licensed agent, review your options carefully, and reassess annually. - Do I need business insurance for my LLC?
Yes. While it is not a requirement, an LLC needs business insurance just as every other business structure. Remember, an LLC will protect your personal assets but not your business properties and assets.
The Best Business Insurance Company In Bluffton, SC
With Protector Insurance + Tax And Bookkeeping, LLC, you know you’re getting the right protection for your business at the right price. You can rest assured that the best business insurance company in Bluffton, SC is here to advise you on Business Insurance in Bluffton SC what is the most appropriate policies to match your comfort level and budget.
Anything can happen at any given time. Don’t put your business and everything you’ve worked for at risk. Secure a consultation with us today!
Contact Protector Insurance + Tax and Bookkeeping LLC
at 843-707-7504 for More Information!
Protector Insurance + Tax and Bookkeeping LLC
210 Bluffton Road, 2nd Floor, Bluffton SC 29910a
843-707-7504